Wyoming USDA Loans
My state-specific information
Eligibility Requirements – Wyoming
House-hunting in Wyoming? A USDA home loan may be just what you’re looking for. USDA loans require no down payment, have no maximum loan amount, and offer competitive, fixed interest rates. For a family of 1-4 in Wyoming, the average household income limit is about $119,850, and can be as high as $197,750 for a family of 5 or more. Curious to learn how you can get your USDA loan? Just fill out the form above to get in touch with one of our loan specialists and take the first step towards your new home.
This map shows the areas of Wyoming eligible for USDA loans. To find out more, head to the USDA property eligibility screen.
Wyoming USDA Income Limits (Moderate Income – Guaranteed Loan)
Most areas of Wyoming follow the standard USDA income limit. Select counties have higher limits due to local housing costs.
| Area | 1–4 Person | 5+ Person |
|---|---|---|
| Standard Wyoming Limit (Most Counties & MSAs) | $119,850 | $158,250 |
| Crook County, WY | $120,550 | $159,150 |
| Sweetwater County, WY | $123,650 | $163,250 |
| Sheridan County, WY | $124,200 | $163,950 |
| Campbell County, WY | $129,750 | $171,300 |
| Sublette County, WY | $129,800 | $171,350 |
| Lincoln County, WY | $132,800 | $175,350 |
| Teton County, WY | $149,800 | $197,750 |
USDA income limits in Wyoming are based on total household income and household size. This includes income from all adult household members, not just the borrower.
If your total qualifying household income is within the limit for your area and household size, you may be eligible for a USDA Guaranteed loan with 100% financing (no down payment required).
Check Your Wyoming USDA Eligibility
USDA loans are available in eligible rural and suburban areas throughout Wyoming. We can quickly:
- Verify your household income eligibility
- Confirm the property is in a USDA-eligible location
- Provide a fast payment estimate and next steps
Income limits shown are for USDA Guaranteed loans and may change annually. Final eligibility depends on verified household income, household size, and USDA program guidelines.
- NO down payment – Finance 100% of your home
- NO maximum loan amount in Wyoming.
- NO assets needed to qualify
- Flexible credit guidelines
- Competitive, fixed interest rates so payments do not increase
- USDA Loans are for new and existing properties
Start your Wyoming USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.
What areas are eligible?
USDA Eligibility Map – Wyoming
