Wyoming USDA Loans
House-hunting in Wyoming? A USDA home loan may be just what you're looking for.
Standard Income Limit (1–4 Person Household)
Highest Listed 5+ Person Limit
Financing (No Down Payment)
Eligibility Requirements – Wyoming
USDA loans require no down payment, have no maximum loan amount, and offer competitive, fixed interest rates. For a family of 1-4 in Wyoming, the average household income limit is about $119,850, and can be as high as $197,750 for a family of 5 or more.
Curious to learn how you can get your USDA loan? Just fill out the form above to get in touch with one of our loan specialists and take the first step towards your new home.
Wyoming USDA Income Limits (Moderate Income – Guaranteed Loan)
Most areas of Wyoming follow the standard USDA income limit. Select counties have higher limits due to local housing costs.
| Area | 1–4 Person | 5+ Person |
|---|---|---|
| Standard Wyoming Limit (Most Counties & MSAs) | $119,850 | $158,250 |
| Crook County, WY | $120,550 | $159,150 |
| Sweetwater County, WY | $123,650 | $163,250 |
| Sheridan County, WY | $124,200 | $163,950 |
| Campbell County, WY | $129,750 | $171,300 |
| Sublette County, WY | $129,800 | $171,350 |
| Lincoln County, WY | $132,800 | $175,350 |
| Teton County, WY | $149,800 | $197,750 |
USDA Home Loan Features
No money down
For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home's value. That means no down payment of any kind!
Great interest rates
USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.
Need a 620 credit score
USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.
Affordable 30 year terms
USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.
Roll in your closing costs
A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.
Check Your Wyoming USDA Eligibility
USDA loans are available in eligible rural and suburban areas throughout Wyoming. We can quickly:
- Verify your household income eligibility
- Confirm the property is in a USDA-eligible location
- Provide a fast payment estimate and next steps
Income limits shown are for USDA Guaranteed loans and may change annually. Final eligibility depends on verified household income, household size, and USDA program guidelines.
Ready to See If You Qualify for a Wyoming USDA Loan?
Start your Wyoming USDA home loan review today. A USDA loan specialist will contact you with your options.
