• Start Your USDA Loan Now!


Step 1 of 10

USDA Loans Provider

What makes us tick?

About USDA Loans

At USDA loans .net you will be able to find information related to the USDA Rural Development home loan program, guidelines, eligibility requirements and fill out an application. You can also call and speak to a USDA loan specialist that is knowledgeable on every aspect of the USDA guaranteed home loan program. We are not the USDA or the government. They insure the loans we offer.

Great Loan Terms, Fixed 30 Year Terms & More

USDA home loans are misunderstood and are relatively unpopular in the mortgage industry. Our team has been specializing in USDA loans for the last 8 years and we have heard it all. One of the biggest problems we see is that the majority of lending institutions do not offer the program.

Therefore, the consumer eligible for the program is placed in a loan product that is less beneficial. In fact, 99% of the time the consumers don’t even realize what they are missing out on.

Another stereotype of the program is you have to live in the middle of no where to get a USDA home loan. Not true. Now, if you want to live downtown Philadelphia will you be able to get USDA financing? “No” However, you will be surprised on how many suburban areas are eligible for USDA financing. Check out the USDA location eligibility tester.

These are the benefits.

Why a USDA Loan?

With the average USDA loan interest rates being just as good or better then any other mortgage product, why is this program so beneficial? Well here are a few reasons to catch your attention.

  1. No High Mortgage Insurance.
  2. No Money Down.
  3. Competitive interest rates & 30 year terms.
  4. The only mortgage loan with the ability to roll in closing costs up to the appraised value.

So, if you are in the market to purchase a home you should do your research on all mortgage programs, but don’t forget to do your research on USDA loans or give us a a call for more information at 1-888-807-2353. You don’t want to miss out on all of the benefits or a USDA loan.

All mortgage financing on this site is provided by Magnolia Bank – 651 W. Dixie Avenue, Elizabethtown, KY 42701 – NMLS # 423028 – Member FDIC.

USDALoans.Net is not a government agency. You can view our privacy policy here Privacy Policy. Feel free to contact as with any questions here Contact Us.

USDA Home Loan Features

No money down

For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home’s value. That means no down payment of any kind!

Great interest rates

USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.

Need a 620 credit score

USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.

Affordable 30 year terms

USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.

Roll in your closing costs

A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.

Apply today

Start your USDA Loan now! It only takes 30 seconds to see if you qualify.