The average household income limits for a USDA home loan in the keystone state are around $110,650 for a 1-4 person household and can be as high as can be as high as $169,400 for the Philadelphia area and 5 or more people in the household. Although finding a USDA eligible property near Philly is unlikely. There is a link below to search the USDA home loan income limits per counties for the state of Pennsylvania.
On all PA USDA Loans they will now allow you to purchase a home through the USDA program that is located in a flood zone.
The map below shows the USDA loan eligible areas for the entire state of Pennsylvania. As you can see the majority of the state qualifies for USDA financing. Go to the USDA property eligibility screen for more specific information.
Below you will find a link to the USDA income limits for Pennsylvania:
USDA Home Loan Income Limits Pennsylvania
- NO down payment – Finance 100% of your home
- NO maximum loan amount in Pennsylvania.
- NO assets needed to qualify
- Flexible credit guidelines
- Competitive, fixed interest rates so payments do not increase
- USDA Loans are for new and existing properties
Start your Pennsylvania USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.