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Mississippi USDA Loans

My state-specific information

Eligibility Requirements – Mississippi

There’s never been a better time to buy a home in Mississippi, and there’s never been a better way to buy than with a USDA home loan. For a family of 1-4, the household income limit for a USDA loan in Mississippi is $110,650, and for a family of 5 or more the limit increases to $146,050. Plus with no down payment or qualifying assets required and no maximum loan amount, USDA loans are flexible enough to fit most any situation. Curious to learn more? Fill out the form above to get in touch with one of our USDA loan specialists.

The map below shows the areas of Mississippi that qualify for USDA loans. For more information on eligible areas of the state, check out the USDA property eligibility screen.

Below you will find a link to the USDA income limits for Mississippi:

USDA Home Loan Income Limits Mississippi

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in Mississippi.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your Mississippi USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.

What areas are eligible?

USDA Eligibility Map – Mississippi

USDA Home Loan Features

No money down

For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home’s value. That means no down payment of any kind!

Great interest rates

USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.

Need a 620 credit score

USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.

Affordable 30 year terms

USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.

Roll in your closing costs

A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.

Apply today

Start your USDA Loan now! It only takes 30 seconds to see if you qualify.