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Maryland USDA Loans

My state-specific information

Eligibility Requirements – Maryland

USDA’s Guaranteed houses program offers loans in the state of Maryland. USDA’s yearly household income limits are $122,050 for a 1-4 person household and can be as high as $182,550 for 5 or more residents of the property being financed.

Call and speck to one of our USDA loan specialist to see if we can get you qualified to purchase a home with USDA’s 100% financing mortgage.

Here is a link for a more detailed map: USDA Map.

To view all Maryland’s income limits per county and metro areas, please review the eligibility screen.

USDA Home Loan Income Limits Maryland

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in North Carolina.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your Maryland USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.

What areas are eligible?

USDA Eligibility Map – Maryland

USDA Home Loan Features

No money down

For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home’s value. That means no down payment of any kind!

Great interest rates

USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.

Need a 620 credit score

USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.

Affordable 30 year terms

USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.

Roll in your closing costs

A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.

Apply today

Start your USDA Loan now! It only takes 30 seconds to see if you qualify.