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USDA loans in Alaska

My state-specific information

Eligibility Requirements – Alaska

Residents of Alaska have a fantastic opportunity afforded by the USDA loan program. For areas of Alaska with a road system, the household income limit is for a USDA loan is $97,600 for a family of 1-4, and $128,850 for families of 5 or more. In areas without a road system, households of 1-4 have an income limit of $148,500, and households of 5 or more are capped at $196,050. See the link below to search for specific information by county.

Displayed on the map below are the areas of Alaska eligible for a USDA loan. For more info, check out the USDA property eligibility page, and contact one of our USDA loan experts to see if you qualify for a loan.

Below you will find a link to the USDA income limits for Alaska:

USDA Home Loan Income Limits Alaska

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in Alaska.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your Alaska USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.

What areas are eligible?

USDA Eligibility Map – Alaska

USDA Home Loan Features

No money down

For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home’s value. That means no down payment of any kind!

Great interest rates

USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.

Need a 620 credit score

USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.

Affordable 30 year terms

USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.

Roll in your closing costs

A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.

Apply today

Start your USDA Loan now! It only takes 30 seconds to see if you qualify.