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Alabama USDA Loans

My state-specific information

Eligibility Requirements – Alabama

The average household income limits for a USDA home loan in Alabama are around $74,750 for a 1-4 person household. With 5 or more residents of the household the USDA income limits are $98,650.

Call or fill out a quick online form to see if you can qualify for a USDA loan in Alabama.

USDA Loans can be used for new or existing properties. USDA income limits and property eligibility must be met in order to qualify for a 100% financing USDA loan. If you have any questions regarding eligibility for the program, feel free to reach out to one of our USDA loan experts.

The map below shows the USDA loan eligible areas for the entire state of Alabama. As you can see the majority of the state qualifies for USDA financing. Go to the USDA property eligibility screen for more specific information.

Below you will find a link to the USDA income limits for Alabama:

USDA Home Loan Income Limits Alabama

  • NO down payment – Finance 100% of your home
  • NO maximum loan amount in Pennsylvania.
  • NO assets needed to qualify
  • Flexible credit guidelines
  • Competitive, fixed interest rates so payments do not increase
  • USDA Loans are for new and existing properties

Start your Alabama USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.

What areas are eligible?

USDA Eligibility Map – Alabama

USDA Home Loan Features

No money down

For starters, a USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your home’s value. That means no down payment of any kind!

Great interest rates

USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.

Need a 620 credit score

USDA Loans .Net requires a middle credit score of at least 620. If you are close, apply and we can help.

Affordable 30 year terms

USDA home loans also offers affordable 30 year terms. If you are a first time home buyer, or not, a USDA loan is the perfect fit.

Roll in your closing costs

A USDA loan allows you to finance in your closing costs up to the appraised value. Making the USDA loan the only mortgage on the market with this ability.

Apply today

Start your USDA Loan now! It only takes 30 seconds to see if you qualify.